Your union membership entitles you to enroll for no-cost coverage for
accidental death (AD) insurance:
$1,000 of coverage for death due to any other type of accident at home,
at work and while commuting or traveling anywhere in the world.
Plus, $4,000 of additional coverage against accidental death from covered motor vehicle/pedestrian accidents.
This benefit is not automatic. Learn more and enroll online for insurance at www.unionsecure.com.
Enhanced coverage: For added protection and peace of mind, you may choose
to purchase additional accidental death and dismemberment (AD&D) coverage from $50,000
to $200,000 at group rates.
$50,000 to $200,000 base amount all-cause, 24-hour accidental death and
dismemberment benefits.
If an accidental death* occurs due to injury sustained while riding as a
passenger on any common carrier - such as an airplane, train, bus or taxi
– your beneficiary would receive an extra $100,000.
For example, if you purchase $150,000 of expanded coverage, your beneficiary
would receive $251,000 ( $150,000 base benefit + $100,000 for common carrier accidental death + $1,000 no-cost coverage).
If an accidental death results from a motor vehicle accident or as a pedestrian,
your beneficiary would receive the base coverage, plus $25,000.* For
example, if you purchase $100,000 of expanded coverage, your beneficiary would
receive $130,000 ( $100,000 base benefit + $25,000 for motor vehicle accidental death + $5,000 no-cost coverage).
Benefits are paid for loss of limbs, speech, hearing or sight.
Coverage provided for the member alone or entire family 24-hours-a-day,
everywhere.
Pays in addition to any other insurance you may have.
No termination age; however, benefit amounts reduce by half at age 70.
*Only one benefit, whichever is the greater, will be paid for any one accident.
Death must occur within 365 days of injury.
