You worked today - get paid today
Union members get up to $150/day of your pay in minutes. No credit checks, no interest + no mandatory fees.*
Make today paydayUnion exclusive: Get $10 after your first Cash Out.*
Your pay on your schedule
Join the 1000's of union members who have already moved beyond biweekly pay!
- No interest, no credit check, and no mandatory fees*
- Automatically repaid from your next paycheck
- Union exclusive — Get $10 added to your Tip Yourself account after your first Cash Out
Plus, for a low fee, you can get your pay in your bank account in just minutes with Lightning Speed.*
Make today payday
Same-Day Pay is just the start!
Tip Yourself
Save for your next milestone with automatic savings you can use anytime.
Exclusive: Union members and families get $10 after your first Cash Out.
Credit Monitoring
Track your credit for free with access to your VantageScore 3.0® by Experian®.1
Receive alerts to help detect fraud and get ahead of surprises.
Balance Shield
Get overdraft protection with easy automatic alerts and Cash Outs to your bank account.
FAQs
Your questions, answered.
Need help?
If you have questions about your Union Plus Same-Day Pay, please contact EarnIn at 888-551-1784 or by email at care@earnin.com. Please direct complaints to complaints@earnin.com.
We realize that sometimes you may need help with a concern about using Union Plus programs. The Union Plus Member Advocacy Program, staffed by OPEIU Local 2 members, is here to help you resolve any problems. Contact us at 800-472-2005 (8:30 a.m.- 4:30 p.m. ET, weekdays) or online.
*Subject to your available earnings, Daily Max and Pay Period Max. Fees apply to use Lightning Speed. Lightning Speed may not be available to all Community Members. Transfers may take up to thirty minutes, actual transfer speeds will depend on your bank. Restrictions and/or third party fees may apply, see Cash Out User Agreement and EarnIn.com/TOS for details.
Open a new EarnIn account and receive $10 as a welcome bonus. To receive the Bonus you must sign up via https://earnin.unionplus.org, set up Tip Jar and request a Cash-Out. The promotional bonus is only available to new customers who fulfill all specified actions. The bonus will be added to your Tip Jar within 48 hours of completing all required actions.
**May not be available in all states / territories.
EarnIn does not charge interest on Cash Outs. EarnIn does not charge hidden fees for use of its services. Restrictions and/or third party fees may apply. For more info visit EarnIn.com/TOS.
1Calculated on the VantageScore® 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level and is not used by all lenders, so don't be surprised if your lender uses a score that's different from your VantageScore 3.0. Learn more: https://www.experian.com/assets/consumer-information/product-sheets/vantagescore-3.pdf
2EarnIn does not charge hidden fees for use of its services. Restrictions and/or third party fees may apply. For more info visit earnin.com/TOS. Tips go to EarnIn and do not impact the quality and availability of services, whether you tip or not.